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Business VISA (Procurement Card)

Manage corporate procurement cards efficiently with our APIs for bulk onboarding, secure transactions, and lifecycle automation.

Key Features

Powerful procurement card capabilities designed for enterprises and financial institutions.

Bulk Card Onboarding & Management

Easily add, delete, enable, or disable procurement cards at scale.

  • Bulk onboarding
  • Bulk card suspension
  • Centralized card controls

PIN & Security Controls

Comprehensive card security including PIN changes and resets.

  • Bulk PIN updates
  • PIN reset to zero
  • Secure OTP validation

Bulk File Processing & Authorization

Process bulk procurement files securely with OTP/consent authorization.

  • Pre-OTP submission
  • Post-OTP finalization
  • Bulk status enquiry

Transaction Monitoring & Reconciliation

Gain visibility into card usage and reconcile procurement expenses.

  • Per-card enquiry
  • Bulk file transaction enquiry
  • Rejected transaction lists

Lost / Stolen Card Management

Protect against misuse with quick card replacement and tracking.

  • Report lost/stolen instantly
  • Issue replacement card
  • Track courier delivery

NAFATH-based Card Activation

Secure digital card activation through NAFATH OTP integration.

  • OTP request via Bank API
  • OTP validation API
  • Activation confirmation

API Endpoints

Comprehensive set of APIs for onboarding, payroll, card lifecycle, and reconciliation.

POST

Add New Card

Add multiple new cards for employees.

/business-visa/cards/bulk-add
DELETE

Delete Card

Delete multiple cards in a single request.

/business-visa/cards/bulk-delete
PATCH

Enable / Disable Card

Bulk enable or disable multiple cards.

/business-visa/cards/bulk/status
PATCH

Change PIN

Change PINs for multiple cards.

/business-visa/cards/bulk/pin-change
POST

PIN Reset to Zero

Reset PIN back to default.

/business-visa/cards/pin/reset
POST

Card Lost / Stolen Report

Report a lost or stolen card.

/business-visa/cards/lost-stolen
POST

Issue Replacement Card

Issue a new card for a lost/stolen one.

/business-visa/cards/replacement
GET

Card Courier Tracking

Track card delivery status.

/business-visa/cards/courier-tracking
POST

Payroll Bulk File Request (Pre-OTP)

Submit payroll bulk file for processing before OTP/consent.

/business-visa/payroll/bulk/pre-otp
POST

Payroll Bulk File Finalization (Post-OTP)

Finalize payroll bulk file after OTP/consent.

/business-visa/payroll/bulk/post-otp
GET

Payroll Bulk File Status Enquiry

Check the processing status of submitted payroll file.

/business-visa/payroll/bulk/status
GET

Bulk File Transaction Enquiry (Individual Card)

Fetch details of a transaction for reconciliation

/business-visa/payroll/bulk/transactions/{cardId}
GET

List Rejected Transactions

Retrieve transactions rejected by workflow authority.

/business-visa/payroll/bulk/rejected
POST

OTP / Consent Request

Request OTP/consent for payroll/bulk file authorization.

/business-visa/security/otp/request
POST

OTP / Consent Verification

Verify OTP/consent for payroll/bulk file authorization.

/business-visa/security/otp/verify
POST

Fund Reversal Request

Reverse funds from card back to company account.

/business-visa/funds/reversal
POST

Card Activation (NAFATH Request)

Initiate NAFATH OTP request for card activation.

/business-visa/activation/nafath/request
POST

Card Activation (NAFATH Validation)

Validate NAFATH OTP to complete activation.

/business-visa/activation/nafath/validate
GET

List Rejected Transactions

Retrieve transactions rejected in payroll processing

/payroll/rejected-transactions
POST

Fund Reversal Request

Reverse payroll funds back to company account

/payroll/fund-reversal

Why Choose Our Procurement Card Solutions?

Operational Efficiency

Automate bulk provisioning and processing to reduce manual effort.

Reduced Risk

OTP/Consent verification and NAFATH integration for secure operations.

Real-time Visibility

Detailed enquiry APIs enable faster reconciliation and dispute resolution.

Scalability

Handle enterprise procurement volumes with no performance trade-offs.

Success Metrics

75%
Faster Card Issuance
99.9%
Transaction Accuracy
65%
Operational Cost Reduction
24/7
Availability

Ready to Transform Your Guarantee Operations?

Join leading financial institutions that have digitized their Letter of Guarantee processes with our APIs.