Finexus Full Logo
Platform APIs Portals Contact Login Get Started
BANKING AS A SERVICE (BAAS) IN KSA

Banking-as-a-Service Platform in Saudi Arabia

Finexus is an API-first Banking-as-a-Service (BaaS) and Open Banking platform enabling banks, fintechs, and enterprises in Saudi Arabia to launch embedded finance solutions.

Why BaaS matters for Saudi Arabia

BaaS helps financial institutions move faster, reduce integration complexity, and create new revenue channels by embedding payments, accounts, wallets, lending, and supply chain finance capabilities into modern digital journeys.

Finexus platform capabilities

With an API-first approach and enterprise readiness, Finexus supports embedded finance across Saudi Arabia with a modular platform of 200+ APIs, plus developer and admin portals for secure access and lifecycle management.

  • 200+ APIs for payments, wallets, and account services
  • Virtual accounts and lending capabilities
  • Supply chain finance enablement
  • Compliance support and secure-by-design integrations

What we offer

  • White-label Banking-as-a-Service experiences tailored for banks, fintechs, and enterprises
  • Cost-efficient go-to-market with modular services that reduce implementation complexity
  • 200+ flexible APIs across cards, payments, wallets, lending, and account operations
  • Program management support from onboarding to scaling and operational optimization
  • On-soil deployment options and compliance-ready architecture to support Saudi data and regulatory requirements

Use cases in KSA

Use Finexus to power digital banking experiences for banks and fintechs across Saudi Arabia, including embedded wallets, virtual account creation, API-driven lending journeys, and supply chain finance programs.

Core modules for Saudi digital finance

Card Issuing and Processing

Launch virtual and physical card programs with configurable controls and integrated payment rails.

Explore card capabilities

Wallets and Virtual Accounts

Build multi-purpose wallet experiences and virtual account flows for collection and settlement use cases.

Explore wallet capabilities

Embedded Lending and Credit

Enable configurable lending journeys with API-first decisioning and servicing workflows.

Explore lending capabilities

Remittance and Money Movement

Support domestic and cross-border fund movement with auditable, enterprise-ready integration patterns.

Explore remittance capabilities

Key BaaS providers in Saudi Arabia

If you are evaluating Banking-as-a-Service providers in Saudi Arabia, common options include Finexus, Jeel, NymCard, D360 Bank, Mambu, and audax Financial Technology depending on your product scope, regulatory model, and integration needs.

  • Finexus: API-first BaaS and Open Banking platform for embedded finance in KSA
  • Jeel: Saudi bank-backed platform focused on fintech enablement and ecosystem collaboration
  • NymCard: regional BaaS stack with card issuing, wallets, and payments APIs
  • D360 Bank: licensed Saudi digital bank with API-driven digital banking capabilities
  • Mambu: core banking infrastructure layer used by BaaS and digital banking programs
  • audax Financial Technology: digital banking and BaaS platform enablement

Get started with BaaS in Saudi Arabia

Accelerate your digital transformation with an API-first BaaS platform designed for scale, compliance, and embedded finance.